ZipFundToday is a marketing and referral service operated by Zip Funds Today LLC. We are not a lender and do not make credit decisions or fund loans.
Not a lender
ZipFundToday does not lend money, broker loans, make credit decisions, or charge you for connecting with lenders. We forward the information you submit to third-party lenders and lending partners who may contact you with offers. We do not guarantee that you will be matched with a lender or approved for any loan, or the amount, rate, or terms of any offer.
Rates, terms & availability
Loan amounts range from $100 to $5,000. Actual amounts, APRs, fees, and repayment terms are set solely by the lender that works with your request and are disclosed to you before you accept any offer. Short-term APRs commonly exceed 200% depending on lender, product, and your state. Tribal lenders may operate under tribal law and may exceed state rate caps. Personal loans should be used for short-term needs, not as a long-term solution. Products and availability vary by state; not all consumers will qualify. See our Lending Policy, Rates & Fees, and Disclaimer.
Advertising & compensation
Zip Funds Today LLC operates a for-profit advertising network and is compensated by lenders through referral fees when we connect them with consumers. Compensation may influence the order and timing of lenders presented to you. We do not present every lender, and we do not guarantee the best rate or terms.
Credit & verification
Lenders in the network may verify your information and review your creditworthiness through major or alternative credit reporting agencies (Experian, Equifax, TransUnion, Teletrack, DataX, Clarity, MicroBilt, FactorTrust). Submitting a request on this site does not constitute an application for credit with any particular lender. The Military Lending Act caps the APR of consumer credit extended to active-duty service members and their dependents at 36%.
State availability
Service is currently unavailable in: New York, New Jersey, Massachusetts, Connecticut, District of Columbia, Vermont, Maryland, Georgia, North Carolina, Pennsylvania, West Virginia, Arkansas, and Arizona.