Privacy Policy
How zipfundtoday.com collects, uses, shares, and protects your personal information when you submit a loan request.
Effective Date: May 2026
This Privacy Policy explains how zipfundtoday.com (“we,” “us,” or “zipfundtoday.com”) collects, uses, shares, and safeguards personal information when you visit this website and submit a loan request. By using this site, you agree to the practices described below.
1. What Information We Collect
When you complete the online loan request form on zipfundtoday.com, we may collect the following categories of information about you:
- Identifiers: name, residential address, email address, telephone number, date of birth, Social Security number, driver’s license or state identification number.
- Financial information: employment status, employer name, income, pay frequency, checking or savings account routing and account numbers.
- Loan-request information: the loan amount requested and the reason for the loan request.
- Device and usage information: IP address, browser type, operating system, referring URL, pages viewed, and time stamps. This information is collected automatically when you visit the site.
2. How We Use Your Information
We use the information you provide to:
- Forward your loan request to one or more lenders, aggregators, or other third-party marketers in our network for the purpose of matching you with a potential lender;
- Communicate with you about your loan request, our service, and related offers;
- Verify your identity and prevent fraud;
- Operate, maintain, and improve the zipfundtoday.com website; and
- Comply with applicable laws and respond to lawful requests from government authorities.
3. How We Share Your Information
zipfundtoday.com is a loan-connection service, not a lender. We forward the information you submit to one or more participating lenders, aggregators, and marketing partners in our network for the purpose of connecting you with a potential loan offer. Your information may be shared multiple times and may result in offers from multiple lenders, aggregators, and other marketers. Lenders and other third parties to whom we forward your information have their own privacy policies and use your information under those policies. We do not control how those third parties use or further share your information.
We may also share your information with service providers that operate the site on our behalf (such as hosting and analytics providers), with successors in the event of a sale or merger of our business, and as required by law.
4. Cookies and Tracking
We and our service providers use cookies, web beacons, and similar technologies to operate the site, remember your preferences, measure traffic, and improve our service. The loan request form embedded on this site is hosted and operated by ZeroParallel, an independent company that operates its own form-hosting and lead-routing infrastructure at https://cdn101.zeroparallel.com. When you view a page that contains the form, your browser also loads scripts from https://cdn101.zeroparallel.com (including a parameter-tracking script that captures information such as the URL parameters of the page you arrived on), and ZeroParallel may set its own cookies and trackers subject to its own privacy policy. We do not control how ZeroParallel or any other third-party script provider collects, uses, or shares information through its own technologies. You can configure your browser to refuse cookies or alert you when cookies are sent; doing so may affect the functionality of the site.
5. Your Choices
You can stop receiving marketing emails from us by following the instructions in any marketing email or by following the methods described on our Unsubscribe page. To opt out of receiving SMS messages, reply STOP to any text message you receive from us. California residents have additional rights described in our California Privacy Notice and our Do Not Sell or Share My Personal Information page.
6. Data Retention
We retain the information you submit for as long as necessary to operate our service, comply with our legal obligations, resolve disputes, and enforce our agreements. Retention periods vary by record type.
7. Security
We transmit your information over the public internet using industry-standard transport layer security (TLS). No method of transmission over the internet or method of electronic storage is fully secure. We cannot guarantee absolute security of information you submit through the site.
8. Children
The site is intended for users who are at least 18 years old. We do not knowingly collect personal information from anyone under 18.
9. Changes to This Policy
We may revise this Privacy Policy at any time. The revised policy will be posted on this page with a new effective date. Your continued use of the site after a change takes effect indicates your acceptance of the revised policy.
10. GLBA Privacy Notice
The Gramm-Leach-Bliley Act (15 U.S.C. § 6801 et seq.) imposes notice and information-sharing requirements on financial institutions. zipfundtoday.com operates a loan inquiry-routing service and is not a financial institution as defined by the GLBA. However, lenders to whom we forward your information are typically GLBA-covered financial institutions and will provide their own GLBA privacy notice describing their information-sharing practices when you receive an offer.
Categories of nonpublic personal information we collect from consumers: identifiers, financial information (income, bank account details for funding), and information from loan inquiry forms. Categories we may disclose: all of the above, to lenders, aggregators, and third-party marketers in our network for the purpose of matching you with a potential loan offer. Categories of affiliates and nonaffiliated third parties: lenders, aggregators, marketing partners, and service providers. Your right to opt out: See our Do Not Sell or Share My Personal Information page; this opt-out also covers the GLBA right to limit our sharing of nonpublic personal information with nonaffiliated third parties.
11. Contact
If you have questions about this Privacy Policy or our information practices, contact us at info@zipfundtoday.com or by mail at:
zipfundtoday.com
8345 NW 66th St #A2837, Miami, FL 33166